Payments you expect
Add the payer, amount, purpose and expected date. This becomes your practical list of money that should be coming in.
Why Direct Budget
A clearer way to manage the money you expect and the money you spend.
The value is simple: remember every payment you are waiting for, know what has actually arrived, and keep your expenditure visible enough to make better decisions throughout the month.
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Three things to stay on top of
The money coming in, the money still outstanding, and the money going out.
Direct Budget keeps those three questions close together instead of scattering them across different notes or apps.
Payments to follow up
If money does not arrive on time, it remains outstanding. Partial payments show the amount that is still due.
Spending and commitments
Record what you have already spent and what you expect to pay later, so planned expenses do not catch you by surprise.
See where the month is heading
Expected money and planned spending should tell a story before month-end.
Direct Budget compares the money received and still expected against the expenses you have planned. That gives you an early view of whether the month is heading toward a surplus or a gap.
As the month moves on, paid expenses and received income show what has actually happened, while outstanding items remain visible for follow-up.
Money expectedKES 285,000
Planned spendingKES 200,500
Projected surplusKES 84,500
Useful when decisions come up
Check the numbers before you take on a new commitment.
Take-home payEstimate what may remain after common Kenyan payroll deductions.
Loan & mortgage costsSee likely repayments before committing yourself.
Savings targetsTurn a target into a practical monthly amount.
Emergency cushionEstimate several months of essential expenses.