How it works

Start with what you expect. Update it as money moves.

Direct Budget does not require complicated setup. Add the money you are waiting for, record expenses as they happen or before they happen, and use the monthly view to see what still needs attention.

Get Started
Person recording expenses at a kitchen table

Four simple steps

From an expected payment to a clear monthly picture.

1

Add what you expect

Record the payer, amount, purpose and expected date.

2

Update what arrives

Mark the payment received, including partial receipts when necessary.

3

Record what you spend

Add expenses already paid and commitments that are still coming up.

4

See where you stand

Review outstanding money, spending and the month outlook together.

ExpectedClient ABC · KES 80,000Due 18 Sep
Part receivedKES 50,000 receivedKES 30,000 still outstanding
ResolvedKES 80,000 receivedNo follow-up remaining

Outstanding means visible

A late payment does not disappear just because the month changed.

If an expected payment passes its expected date, it stays outstanding until you receive it, cancel it or remove it. That is useful when you need a practical follow-up list instead of relying on memory.

Expenses work the same way: you can add something before it is paid, then update the record when money actually goes out.

Keep your money visible

Know what is coming in. Know what is going out.

Start with the payments you are already expecting and keep your spending in the same clear picture.